KEMBA offers FREE CHECKING to members with NO MONTHLY SERVICE CHARGE, NO PER CHECK FEE, NO MINIMUM BALANCE REQUIREMENT, OVERDRAFT PROTECTION, FREE MASTERMONEY™ ATM/DEBIT CARDS and ONLINE BILL PAY.
You receive your first 50 checks FREE from KEMBA.
- Automatic overdraft protection guarantees the transfer of available funds in your savings account to your share draft account should you overdraw the account.
- Courtesy Pay overdraft program is available to qualifying share draft (checking) accounts as an additional benefit. Courtesy Pay is not a loan or an overdraft line of credit and should not be viewed as an encouragement to overdraw your account. No application is required for Courtesy Pay. Eligibility for the Courtesy Pay benefit is based on responsible management of your credit union accounts.
- Electronic statements are made available monthly and may be viewed and/or printed by using your KEMBA on LINE password. If you do not have access to a computer, you may request that a paper statement be mailed to you.
- KEMBA offers MASTERMONEY™ ATM/DEBIT cards, FREE of charge, to all members who have a share draft account. Your KEMBA MasterMoney™ card may be used like a credit card anywhere that MasterCard is accepted. To reduce chances of fraud, MasterMoney™ on line purchases features MasterCard SecureCode. Your new card may also be used for savings and checking withdrawals at any ATM machine that displays the NYCE, PULSE, or MasterCard symbols. Another great feature of our MasterMoney™ ATM/Debit card is that deposits can be made at any ATM machine that displays the NYCE logo nationwide.
- Pay your monthly bills all from one convenient location with KEMBA’s OnLine Bill Pay. Consolidating all of your bills on one website eliminates the need to write checks and pay postage. OnLine Bill Pay allows you to pay virtually any company or anyone through your share draft checking account. You have the ability to pay who you want and Bill Pay is FREE for members who have E-statements, direct deposit, two (2) qualifying services* with KEMBA and make three (3) payments or more each month. Bill Pay is FREE to all members for the first three (3) months and $3.95 per month thereafter for unlimited usage.
- All types of Direct Deposit and payroll distributions are available for our members
A Loan, Home Equity Line of Credit, ATM/Debit Card, KEMBA VISA Platinum Credit Card, Certificate of Deposit or an IRA Account may be used a s a qualifying service for FREE Bill Pay.
Open a KEMBA share draft checking account today.