Personal/Signature Loans

KEMBA Credit Union makes loans for all your needs. Most loans are disbursed within 24 hours. Apply for a loan today if you need money for:

Express Cash Loans

When you need cash in a hurry or need to build your credit, KEMBA offers Express Cash Loans in the amount of $250 and will cut your check while you wait!

• 30 day membership required
• Proof of Income necessary
• No credit check
• Low interest rate of 9.99% with payroll deduction.
• Loans are written for 90 days with monthly payments
• $25 application fee 
• Loans report to all 3 credit reporting agencies

First Time Borrower

This program was created for our young adult Credit Union members ages 18-24 with continuous employment of 6 months or more at the same job position with little or no credit history. Negative history of any kind disqualifies the applicant from this program. However, these applicants may apply for a loan with a co-maker.

The Credit Union will not loan more than 80% of retail on new vehicles or trade value on used vehicles with a loan payment maximum of $50 per week. Exceptions may be considered with
the addition of credit disability, life insurance, or a warranty package from the Credit Union.

KEMBA offers "First Time Borrower" loans to qualified members to establish credit. Click here to check our current rates.

Auto, RV, Boat, and Cycle

KEMBA offers loans to purchase new and used cars, trucks, SUV's, RV's, boats and motorcycles. Our competitive rates, combined with our convenient payroll deduction and direct deposit capabilities, make KEMBA the best place to borrow!

Call ahead for preapproval. Extend the manufacturer's warranty on your vehicle with a Warranty Package from KEMBA. KEMBA also offers the option of obtaining Credit Life and Credit Disability Insurance on all of our loans. Thinking of looking for a new or used vehicle soon? Call us first!